Monday, July 04, 2016

My Online Business Empire Review

Name: My Online Business Empire (MOBE)
Price: $49 (MTTB) + $97/month + a TON of Upsells
Upsells: Too many to list here, see below
Owner: Matt Lloyd
Overall Rank: 2 out of 100
MOBE – Preying on people who seek wealth
Some may say it is human nature to want to become wealthy but for many being wealthy has different meanings. Some may think that making $3,000 per month is being wealthy and others $10,000 and more. Then there are those who believe that being wealthy does not have to be about money but rather knowledge or superior health.
But for the most part people associate wealth with having a lot of money and to live a lifestyle way beyond their means. When you think about it that really is not wealth, that is greed. It is because of this greed that we have scam artists on the internet that are tricking people into thinking that they can become greedy too…I’m sorry, I mean wealthy too.

I decided to try it to see if MOBE could stand up to the hype

My Online Business Empire, also known as MOBE, is just another scam out to take money away from people by feeding them the same old garbage, that they will make back more money in return for little work. Matt is a sneaky liar and I’ll explain why in just a bit. Though I personally lost only $49 to see what this program was all about, I know many others are losing THOUSANDS more.
This is why I need to expose this scam! Why would you invest thousands of dollars into a system that requires you to get others to do the same thing? That by definition is a Pyramid Scheme! Unfortunately there seems to be more and more online make money from home opportunities, that are going this route and giving legitimate opportunities a bad rap.
However in this day and age of almost instant everything, there are many people who do not know that much about the internet and how to use it to make money. Unfortunately there are many who do know how to use it and to use it to prey upon and trick the unknowing into coughing up large amounts of money for the chance to make it big. In this review you will find out why you should not join MOBE!
The Pros & Cons
• High Commission Payout – If you can convince others to pay thousands of dollars like you did
• You get to meet, network and become friends with other people scamming others
• The products you are required to buy are HIGHLY overpriced
• These products offer a lot of information that can be found online for under $50 and in some cases free
• There is no actual business model other than recruiting people to buy expensive no-value products
• There is no real customer or tech support or one-on-one coaching as claimed in their promotional video by Matt Lloyd
• There are way TOO MANY Upsells – In my opinion 2 Upsells should be the maximum
• There is NO Money Back Guarantee
• I was told by Matt that all I need to pay to start making money was $49 but then have to pay $1,997 after only 5 lessons
• Competition is too high because of market saturation – How many people do you know that can spend at least $2,046 just to get started?
Ask yourself another question. Do you have a minimum of $2,046 plus additional monthly fees (see below) to start a business that you are not guaranteed to make money on? I know I didn’t and I was not going to spend anymore just to test the program any further than I did. Think about the REAL work from anywhere jobs you can start for that amount of money. Heck, you can take less than half of that money and create a profitable eBay business of your own!

A Better Alternative to MOBE that’s Uniquely Yours
You can do even one better! You can become a member of the #1 Ranked Online Training Community known as Wealthy Affiliate University. Complete 5 Certification Courses that will give you your own online business in whatever you wish to sell or promote. Best part – the 1st Certification Course of 10 lessons, is 100% Free!
Click the banner on the right to start. Advanced training is only $47 per month, all inclusive, with full support, and you can learn at your own pace! I took this training and completed it within a few months, working through it after work and on the weekends. It’s cheaper than MOBE and offers you so much more value!

Matt is a sneaky liar

I know “liar” is a strong word, but if the shoe fits…then Matt is it. Let me explain what I mean by a sneaky liar. In all of his sales materials he makes no mention of ANY of the high price upsells. Matter of fact, he does not make mention of any of the lower ones either. He only mentions the $49 application fee. He even claims, that $49 is all that is needed to make thousands of dollars within the first 30 days. He says he is so confident that you will make thousands, that he will pay you $500 out of his own pocket if you do not. Sounds good, right?
The above image even shows you his guarantee from one of his promotional pages. In the promotional video he again says that all you need to spend to get started is $49. Then he says that in order to have his guarantee to be effective you had to follow two simple rules. 1) You have to complete all 21 steps of the My Top Tier Business (MTTB) program on the day they are assigned to you, and 2) If you skip a step or do a step out of order you forfeit the guarantee.
Now that may seem fair, as it did to me, but here is what happened as I was going through the 21 lessons of the MTTB program. After I completed Lesson 5 of 21 my online access was cancelled. I received a popup message which said, that I needed to pay an additional $1,997 for me to continue with the training. As soon as I read that I yelled out, THIS IS A SCAM!!! No doubt about it! This basically meant that his $500 Guarantee was nothing but total BS to get you to join. He knew that he wouldn’t have to shell out $500 because by the time you paid the additional money you would forfeit because of Rule #1. That is why Matt is a sneaky liar.

How do you make money with My Online Business Empire?

By working your ass off! You will have to work harder with long periods of spending money and not getting anything back in return. It may take a couple of months to make a little back or it may take a couple of years, if your bank account can last that long hemorrhaging all of that money. Why would you take such a huge gamble with your money?
Getting involved in a business that requires you to sucker other people to part with a lot of money they probably do not have, and to turn around and have them do the same thing to other people, is called a Pyramid Scheme. We have seen other well-known scamming companies that are built on a Pyramid Scheme structure. Empower Network is one that comes to mind, but MOBE even blows them out of the water as far as how much money they scam out of people.

How do you make money with My Online Business Empire?

By working your ass off! You will have to work harder with long periods of spending money and not getting anything back in return. It may take a couple of months to make a little back or it may take a couple of years, if your bank account can last that long hemorrhaging all of that money. Why would you take such a huge gamble with your money?
Getting involved in a business that requires you to sucker other people to part with a lot of money they probably do not have, and to turn around and have them do the same thing to other people, is called a Pyramid Scheme. We have seen other well-known scamming companies that are built on a Pyramid Scheme structure. Empower Network is one that comes to mind, but MOBE even blows them out of the water as far as how much money they scam out of people.
Pyramid Schemes (see above image) are illegal in the United States yet these companies can still operate with U.S. members because they are not based in this country. One of the owners of Empower Network lives in Costa Rica and Matt Lloyd of My Online Business Empire is in Australia, though the main office is in Malaysia and the website is based out of Panama. Why does Matt need 3 separate addresses? What or who is he hiding from?
So if you are a U.S. Citizen and you are a member of MOBE, you are breaking the law by operating a Pyramid Scheme. If you are a smart enough person you should realize by now that My Online Business Empire is not what you need to make an honest money making online business.

How do you spend money with My Online Business Empire?

If you have the funds in your bank account it will be very easy for you to spend money with MOBE. In fact it is easier to spend money with them than it is to make money with them. But don’t worry, you will find some poor sucker to fall for their program like you did. If P.T. Barnum is correct, “There is a sucker born every minute,” then you should be swimming in money real soon. But BEWARE! Read below what his Money Back Guarantee says.
So if you are still not convinced that this MLM (Multi-Level Marketing) Pyramid Scheme scam is not for you, maybe the following costs will prove to you otherwise. Remember, according to their Refund Policy as stated above, none of it is refundable. So like I said earlier, it will cost you $49 just to sign up but then you HAVE TO purchase the MTTB Program at $1,997 if you want to have any chance of making money. This means you will be spending over $2,000 just to start!
Now I know you are probably saying to yourself that people would not be falling for this high priced program if they knew the costs going into it. Well yeah…you are correct, but they are not told about the added cost over the initial $49 until after you have already started the training. The entire initial MTTB program is an online 21 lessons long program. After the 5th lesson you are blocked from the rest of the program until you pay the remaining $1,997. I guess some people feel that it is worth the investment. I personally do not see the benefit.
So if you are that desperate to rip people off just to make money, there is more pricing insanity. As I said in my Pros above, MOBE does have a very high commission payout IF you can get anyone else to shell out thousands of dollars. Plus the only way you can sell these products is to buy them yourself. So let us start out with products where you can make a 90% commission on.
• $97 per Month – Inner Circle Membership
• $97 per Month – Done For You Emails
• $97 per Month – MOBE Elite Earners
• $194 – My Email Marketing Empire
• $194 – OPT Formula (For Outsourcing)
• $194 – Funded Proposal
• $291 – Affiliate Bonus Domination
• $9.95 – Internet Marketing Revolution Handbook
Notice that the 90% commissions are on the cheaper priced products above. Now for the list of products that are only 50% commission and these are all the higher priced products.
• $997 – Add the Nitrous
• $997 – Online Income Revolution
• $997 – Six Figure Coaching Secrets
• $997 – The 90 Day Challenge
• $1,997 – 10,000 Leads in 100 Days
• $4,997 – Diamond Coaching Program
• $8,997 – Titanium Mastermind

Reality Check on Lane One!

Let me total up all of this for you so you can see that this is a total RIP OFF of an MLM, which in this case should stand for (Matt Lloyd Marketing) program. Your monthly fee regardless if you are making any money is $291. Then the cost of all of the products you need to buy in order to sell them and make either a 50% or 90% commission is $20,861.95. Remember these totals do not include the original $2,046 you spent just to get started with the MTTB program.
If you add all of that up you are talking about over $23,000!!! You would have to be brain-dead or an already wealthy individual to even spend that much money with the hope of maybe making your money back. I seriously doubt any of you who are still reading this review would even consider trying this piece of garbage. If you seriously think that you are going to make money with this Ponzi Pyramid Scheme, check out Matt Lloyd’s Income Disclosure listed on the MOBE website in the image below. Even he says that you may make no more than $2000.
You are better off taking only $370 and start learning how to build and operate your own online business in whatever you wish to sell. You can do that at the same place I started my online business, Wealthy Affiliate, and you can even start for free to test drive the training and building program. There are NO hidden fees or expensive upsells where I started, but only one, from Free to $359 per year + $11 per year for your very own domain name. And if you cannot afford $359 all at once, you can pay only $47 per month, with the first month at only $19!

Is My Online Business Empire a scam?

In my personal opinion as someone who tried it out…YES! Plus if you have read some of the negative reviews from other smart ex-MOBE members I posted above you would know to avoid MOBE like the plague. My Online Business Empire IS A SCAM and unless you are a person who likes scamming other people, do not waste your money with them. You can do much, much better! Remember, any online program that has more than one or two expensive upsells is a scam! People who are hurting for money should not have to put themselves further into debt just to make a living.

If you want to Make Money At Home and not get Scammed, Click Here!

If you were strong enough to read through this review of this scam opportunity, I thank you! I would love to know your thoughts on what you just read. Please leave your comments and/or questions below. I will return with a response. Also please share this content on Social Media so others can learn about this scam and avoid losing money and their sanity. Thanks!

Friday, July 24, 2009

Scientific and Recreational Diving in Thunder Bay National Marine Sanctuary

Thunder Bay National Marine Sanctuary (TBNMS) is primarily known for its vast number of shipwrecks. An estimated 200 shipwrecks reside within and just outside the sanctuary’s waters. These wrecks range from nineteenth century lake schooners and paddleboats to perhaps Thunder Bay’s last wreck, the German freighter Nordmeer, which wrecked near Thunder Bay Island in 1966.

Each year hundreds of recreational divers come to TBNMS to brave the chilly waters of Lake Huron for a chance to glimpse sunken history. In addition to the recreational divers, the sanctuary has a team of scientific and archaeological divers working to protect, preserve and learn more about the sanctuary’s known wrecks as well as research and explore for undiscovered wrecks.

Scientific diving requires additional skills and training above and beyond what is required for a typical recreational diver. While diving to depths greater than 30 meters can be considered advanced for a recreational diver, imagine having to dive to that depth and greater to set up equipment or take samples!

The chilly water temperatures of Lake Huron also require divers to use dry-suits almost all year long. Water near the bottom of the Middle Island Sinkhole in early September is a brisk 38 degrees Fahrenheit!

TBNMS divers have played an important role in sinkhole exploration. Scientists depend on the divers to collect samples of the purple and white microbial mats at the bottom of the sinkhole and deploy and position instrumentation, such as the respiration chambers and tripods for accurate data collection. Divers also provide underwater photographs and video of the sinkholes.

Thursday, July 16, 2009

What is Geothermal Energy

Several technologies have been urbanized to take benefit of geothermal energy. Geothermal is the heat from the earth. This heat can be drawn from the earth using many sources like hot water or steam reservoirs deep in the earth that are accessed by drilling; geothermal reservoirs located near the earth's surface, mostly located in western states, Alaska, and Hawaii; and the shallow ground near the Earth's surface that maintains a relatively constant temperature of 50°-60° F.

This variety of geothermal resources allows them to be used on both large and small scales. A utility can use the hot water and steam from reservoirs to drive generators and produce electricity for its customers. Other applications apply the heat produced from geothermal directly to various uses in buildings, roads, agriculture, and industrial plants. Still others use the heat directly from the ground to provide heating and cooling in homes and other buildings.

Other geothermal resources exist miles beneath the earth's surface in the hot rock and magma there. In the future, these resources may also be useful as sources of heat and energy.

Saturday, July 04, 2009


Scottish embryologist Ian Wilmut presented Dolly, the cloned sheep, to a surprised world, ethicists and policymakers have been striving with the settling implications of his study. For years, cloning of adults, animals or humans has been largely the stuff of science invention. Because the successful cloning of a six-year-old sheep, many of the assumptions and questions being raised have roots in the fictional: Could Hitler or the Incan Ice Mummy brought back to life? Would humans be cloned only to cannibalize their organs?

Uses of Cloning
• The production of animals engineered to take human genes for the making of certain. proteins that could be used as drugs; the proteins would be take out from the animal’s
milk and used to treat human diseases
• The mass creation of livestock that have been hereditarily customized to possess certain desirable behavior.
• The upholding of endangered species.
• The production of offspring by infertile couples.
• The production of offspring frees of a potentially disease-causing genetic fault carried by one member of a couple; the person without the defect could be cloned.

Monday, June 15, 2009

From few years now India may not have goa beach.

One of the India's most beautiful beaches is the Goa beach.

One monsoon night in the year 2000, a 240 m long ship, River Princess, broke its anchor and got stuck ion cost . Since then it hasn't budged and the result? Twenty thousand tonnes of rusting metal, on Goa's beaches. This has led to an environmental disaster as these beaches are now almost on the verge of disappearing as the ship interferes with the natural movement of sand.

The Goa government has been accused for not taking any action to remove this ship. Now, 9 years later, just before this monsoon, the government seems to have woken up. The government is placing massive tubes, which they hope will serve as artificial sand dunes, like shock-absorbers between the land and the sea. Tubes cost Rs 6 crore.

The government even introduced a new law that enabled them to remove the ship.
They have permitted this to deliberately degrade and that is the shameful part.
But the damage is more widespread. Scientists say, while Goa thrives on tourism, the industry is also answerable for coastal degradation.

With no one to check its 100 kms seashore line sand dunes and plants on the beaches have been wiped off destroying much of the coasts natural security system.

Saturday, May 02, 2009

Swine Flu: HK Quarantines Hundreds At Hotel

Swine Flu
Hundreds of tourists and employees were under quarantine in a downtown Hong Kong hotel Saturday after a Mexican guest tested positive for swine flu. With the outbreak on its doorstep, China suspended direct flights from the Latin American country.

Hours after the first confirmed case in Asia was reported, the continent got its second: Tests showed a South Korean woman also had the disease. She has been under quarantine since returning earlier this week from Mexico, the epicenter of the disease.

Sixteen people in Mexico and one toddler in the U.S. have died from the disease. More than 650 cases have been confirmed worldwide, with 397 in Mexico. Canada, Israel, New Zealand and more than a half-dozen European countries have also confirmed cases.


Friday, April 24, 2009

Car Crashes